Do you often feel like you don't know where your money goes?
You're not alone.
Over the years we have lost count of the number of times clients have told us “we are ok with our money but know we could do better”.
After seeing many clients struggling to stick to their budgets, and who kept spending more money every time they made more money, we decided we needed to help.
After we considered all the common problems our research showed us, we designed and fine-tuned a very simple but very effective Money Management Program.
Introducing our Money Management Program.
Your solution to making your money work for you - and not the other way around.
You’ll receive a monthly report and updates from us along the way
You can rest easy, knowing we’ll be right here as your adviser
You’ll know exactly where your money goes
Dave is 26 year old tradesman who came to us wanting to buy his first home. He had $6K in personal loans, $2K in credit card debt and no savings. We knew that Dave needed to improve his spending habits and set some financial goals. Dave started our Money Management Program and 9 months later, he is debt free and has a deposit to buy his first home. We have now connected Dave with a mortgage broker and he is ready to buy.
So how does our Money Management Program work?
We start with a budget. While this is just a starting point, we begin with an idea of how much you earn and where you think you spend your money.
We review your budget, splitting your “variable expenses” from your “fixed expenses” to begin managing how you spend.
We recommend an ideal amount of money to work off and how it should be managed, separating your “pay accounts” from your “spending accounts”.
Using state-of-the-art technology we set up read-only bank feeds with your bank accounts. Each month we provide feedback with your very own “Profit & Loss” reports, showing where all your money goes.
Once we help you make any adjustments to your spending and saving, we work with you on setting realistic but achievable goals. This will help you gain control of your money and plan for your future.